Identity and credit check when selecting BillPay payment methods.
If you choose one of the payment options of our partner Billpay GmbH, you will be asked during the ordering process to consent to the transmission of the data required for the processing of the payment and an identity and credit check to Billpay in accordance with Art. 6 para. 1 p. 1 lit. a DSGVO. If you give your consent, your data (first and last name, street, house number, postal code, city, date of birth, telephone number and, in the case of purchase by direct debit, the specified account details) and the data relating to your order will be transmitted to Billpay.
For the purpose of its own identity and credit assessment, Billpay or partner companies commissioned by Billpay transmits data to credit agencies (credit agencies) and receives from them information and, if necessary, creditworthiness information on the basis of mathematical-statistical methods, the calculation of which includes, among other things, address data. Detailed information on this and on the credit agencies used can be found in the privacy policy of Billpay GmbH. Billpay GmbH uses the information received about the statistical probability of a payment default for a weighed decision about the establishment, implementation or termination of the contractual relationship.
Furthermore, Billpay may use third-party tools to detect and prevent fraud. Data obtained with these tools may be stored with third parties in encrypted form so that they can only be read by Billpay. Only if you select a payment method of our cooperation partner Billpay, this data will be used, otherwise the data will automatically expire after 30 minutes.
You can revoke your consent to Billpay at any time. However, Billpay may still be entitled to process, use and transfer your personal data if this is necessary for the contractual processing of payments or is required by law or ordered by a court or authority.